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Chapter 7 Bankruptcy

A chapter 7 case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets. (3) In addition to the petition, the debtor must also file with the court: (1) schedules of assets and liabilities; (2) a schedule of current income and expenditures; (3) a statement of financial affairs; and (4) a schedule of executory contracts and unexpired leases.

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Introducing Our Law Firm

At Ramos Law Firm, we provide assistance and evaluations for individuals considering Chapter 7 Bankruptcy. If you meet the criteria for Chapter 13 payment plans, you can conveniently include most of the fees in your monthly payments to the Bankruptcy court.


Our team offers legal advice for all case types. Ramos Law Firm specializes in debt relief services under Federal Bankruptcy Law, guiding debtors through the bankruptcy declaration process. We can stop collections calls, wage garnishments, and more!

Attorney fluent in Spanish

Ramos Law Firm offers you legal advice free for any type of case. Ramos Law Firm is an agency concentrated of debt liberation under the Federal Law of Bankruptcy that helps debtors declare bankruptcy.  Ramos Law Firm offers for legal representation for a single person seeking Chapter 7 Bankruptcy.

The San Diego Bankruptcy Attorney at Ramos Law Firm will explain that a chapter 7 bankruptcy case does not involve the filing of a plan of repayment as in chapter 13. Instead, the bankruptcy trustee gathers and sells the debtor’s nonexempt assets and uses the proceeds of such assets to pay holders of claims (creditors) in accordance with the provisions of the Bankruptcy Code.

Our San Diego attorneys can help guide you to reaching financial freedom and cut down your down your debt.  To find out how contact Ramos Law Firm today by filling out a form with all the necessary information or simply giving them a call and scheduling a free consulation.  Ramos Law Firm is here to help you.  Se habla espanol.


Attorney fluent in Spanish


Bankruptcy Law

Bankruptcy law provides financial relief for individuals and businesses overwhelmed by debt. Our expertise can help you navigate this legal process and find a fresh financial start.


Chapter 7 Bankruptcy

Chapter 7 bankruptcy, known as 'liquidation bankruptcy,' offers a fresh start by discharging qualifying debts. We'll guide you through the process to regain financial stability


Chapter 13 Bankruptcy

Chapter 13 bankruptcy offers a structured repayment plan to help you manage and reduce debt. Our legal support can guide you towards a more stable financial future

Why Declare Bankruptcy?

Are you tired of bill collectors bother you? Unable to pay your debts? Are you in danger of losing your home? Business? Car? Are you constantly paying the interest of your bills and never really paying the principal of your bills?
Declaring Bankruptcy can help you eliminate most of your debts! Depending on the Bankruptcy Chapter you declare, it may be able to remove up to your second or third mortgage. You can also stop retention of your salary, lawsuits, auction houses, phone calls and letters from collectors by declaring Bankruptcy!

Call us today (619) 477-7600 for a consultation.

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