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Is Bankruptcy the Right Option in San Diego

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Is Bankruptcy The Right Way To Go? You Decide

By: Frank Hague
There are 2 sides to the changes in bankruptcy rules.
It will be a lot harder to file bankruptcy under chapter 7 and get a totally clean slate.

For businesses, relying on issuing credit, the new personal bankruptcy law is doing great, reducing personal bankruptcy claims from the thousands to double digits (in the short run).

However, lawyers working with the actual people filing for bankruptcy say that the new law ...

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Chapter 7 Bankruptcy

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Chapter 7 Bankruptcy

A chapter 7 case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets. (3) In addition to the petition, the debtor must also file with the court: (1) schedules of assets and liabilities; (2) a schedule of current income and expenditures; (3) a statement of financial affairs; and (4) a schedule of executory contracts ...

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Chapter 13 Bankruptcy

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Chapter 13 Bankruptcy

A chapter 13 bankruptcy is also called a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. I

This chapter discusses six aspects of a chapter 13 proceeding: the advantages of choosing chapter 13, the chapter 13 eligibility requirements, how a chapter 13 proceeding works, making the plan work, and the ...

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About Us

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About Us

Ramos Law Firm offers legal representation and assessments for a single person seeking Chapter 7 Bankruptcy. If you qualify for protection under Chapter 13 payment plan then the majority of the fees can be included in a monthly payment to the Bankruptcy court.

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